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Bounce Protection

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Bounce Protection is an overdraft privilege the bank grants to our customers.  It allows you to write an overdraft without having insufficient checks returned. As long as you maintain your account in good standing, the bank will honor overdrafts up to the Bounce Protection limit on the account.

• When you use Bounce Protection, the bank will assess the normal non-sufficient funds (NSF) fee for each transaction
• All personal accounts are eligible
• Commercial/business accounts are not eligible
• New account holders will be notified by mail when Bounce Protection is activated on their new account

FEES

NSF (non-sufficient funds) fee is $29.50 per item
Daily overdraft charge is $5.00 per day (after the fifth day)